The credit report New Mexico

Davis, the BBB's vice president of programs and services. Another commenter, James Fenelon of California, says he supports the new rules. In March 2009, while trying to obtain a free report from Experian, confusing links and instructions led me without realizing it to another site called FreeCreditReport.com. Without warning or authorization, I began receiving $4.95 monthly charges on my credit card the credit report New Mexico bill. It took phone calls and a hostile representative and action by my bank to stop those charges. I support any amendments and changes the credit report New Mexico in rules that will prevent the consumer from being tricked into this fraudulent behavior by the credit reporting the credit report New Mexico agencies. See related: Free credit the credit report New Mexico reports: How to get the actual free ones, A comprehensive guide to the credit report New Mexico the Credit CARD Act of 2009, Credit report hustle moves to Craigslist You've probably seen or heard ads featuring catchy tunes and jingles for websites claiming to help you get a free credit report.

The problem: Those sites aren't the official government-mandated site (AnnualCreditReport.com) for obtaining free reports entitled to you the credit report New Mexico each year by federal law. free consumer credit report At these soundalike sites, free isn't really free -- it comes with the credit report New Mexico strings attached. They sign consumers up -- sometimes without their knowledge -- for credit monitoring services and the credit report New Mexico charge recurring monthly fees to their credit cards.

Curbing 'confusing' ads, practices The Federal Trade Commission (FTC) has proposed new rules to help decrease the number of consumers who are duped into signing up for services they don't want and make the credit report New Mexico it easier for people who only want to get their free credit reports to do so -- without the credit report New Mexico hassle. There has been a proliferation of confusing advertising regarding where consumers can obtain their free annual [credit] file, according to the FTC. The new rules were drafted because a provision in the Credit CARD Act the credit report New Mexico of 2009 says, beginning Feb. free credit score free credit report 22, 2010, radio, TV and other ads for free credit reports must include the following disclaimer: This is not the free credit report provided for by federal law. These advertisements direct the credit report New Mexico consumers not to AnnualCreditReport.com, the authorized source for free annual file disclosures, but to commercial websites operated by the nationwide CRAs (credit reporting agencies) or others that sell a variety of products and services, according to the FTC.

Further, when a consumer uses an Internet search engine to find the website for free annual file disclosures, the search engine will usually list 'sponsored' links -- again, selling products and services -- such as 'FreeCreditReport.com' first.

As a result of this advertising, the credit report New Mexico consumers are often misled and confused about where to go to obtain the free annual file disclosure mandated the credit report New Mexico by federal law. Getting a 'free' credit report is one of the most confusing and frustrating experiences there the credit report New Mexico is. The FTC is also seeking to make getting free credit reports on the official site -- AnnualCreditReport.com -- less confusing for consumers. Today, the site makes it easy for consumers to get sidetracked from the free path with ads and the credit report New Mexico special offers for additional services that are not free. 3 free annual credit reports The proposal would the credit report New Mexico ban those pitches until after consumers the credit report New Mexico have signed up for their free reports.

Also banned: requiring consumers to set up accounts on the site before they can get their free reports.

Hundreds comment on proposed rules Of the more than 1,000 the credit report New Mexico comments filed with the FTC about the proposed changes, an overwhelming majority support the new rules. Carl Levin, the credit report New Mexico the National Association of Attorneys General and the National Consumer Law Center the credit report New Mexico were among those supporting the rules.